MIDLAND PACIFIC FINANCE EVERYDAY CHECKING
No monthly maintenance fees
Keep more of your money with a checking account that has no monthly fee, free domestic transfers, and instant notifications on every debit and credit.
MIDLAND PACIFIC FINANCE PREMIUM DEBIT
Open a free checking account in minutes. Enjoy fee-free local transfers, real-time alerts, and round-the-clock support — with no minimum balance required.
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Secure online banking
256-bit encryption protects every sign-in session.
From everyday checking to dedicated savings jars, manage every dollar in one place. Open additional accounts in minutes without branch visits or paperwork delays.
Checking & savings
Separate spending from saving with clear balances and no hidden maintenance charges on eligible accounts.
Joint & family accounts
Share access with a partner or add a teen account with spending limits you control from your dashboard.
FDIC-insured deposits
Eligible deposits are protected up to applicable limits so your money stays secure while it grows.
Send funds to friends, family, or your own accounts with transparent fees shown before you confirm. Track every transfer from initiation to delivery in real time.
Instant domestic transfers
Move money between your Filmbank accounts or to saved payees in seconds, 24 hours a day.
International wires
Send SWIFT and IBAN payments with live rate estimates, compliance checks, and downloadable confirmations.
Scheduled payments
Set recurring transfers for rent, tuition, or payroll so you never miss a due date again.
Add utilities, subscriptions, and insurance providers once, then pay on your schedule. Receive reminders before due dates and keep a searchable history of every payment.
One-time & recurring
Pay a bill today or automate monthly charges with the amount and date you choose.
Due-date alerts
Get notified by email and in-app before payments are due so you avoid late fees.
Searchable history
Filter past bill payments by merchant, amount, or date for easy budgeting and tax prep.
Whether you are building an emergency fund or saving for a major purchase, set targets, track progress, and earn competitive interest on balances that stay put.
Goal-based savings
Name each savings pot, set a target amount, and watch your progress bar update after every deposit.
Competitive yields
Earn interest on qualifying balances with rates posted clearly — no teaser rates that disappear after month one.
Optional lock periods
Choose accounts with flexible access or fixed terms when you want a higher rate and fewer temptations to spend.
Apply for personal or installment credit online and receive a decision quickly. Review your amortization schedule, make extra payments anytime, and track your remaining balance from your dashboard.
Transparent pricing
See your APR, monthly payment, and total interest cost before you accept — no surprises in the fine print.
Flexible terms
Select repayment periods that match your budget, from short-term needs to multi-year financing.
Manage in one app
View payoff progress, download statements, and set up automatic payments without calling support.
Separate business finances from personal spending, issue team cards with limits, and export transactions for accounting. Built for freelancers, retailers, and growing companies alike.
Business checking
Dedicated accounts with higher transaction limits and merchant-friendly deposit options.
Employee cards
Issue virtual or physical cards to staff with category limits and instant freeze controls.
Accounting exports
Download CSV or PDF statements mapped for common bookkeeping platforms each month.
MIDLAND PACIFIC FINANCE EVERYDAY CHECKING
Keep more of your money with a checking account that has no monthly fee, free domestic transfers, and instant notifications on every debit and credit.
MIDLAND PACIFIC FINANCE ACCOUNTS
Compare personal, joint, and business accounts side by side. Switch products anytime without losing your transaction history or saved payees.
MIDLAND PACIFIC FINANCE NEW CUSTOMER OFFER
Earn a welcome bonus of
$200
when you open a new checking account
Open an eligible checking account and set up a qualifying direct deposit within 60 days. Bonus credited automatically — no promo code needed. Terms apply.
Card products
Realistic card previews with the same interactive design used when you request a virtual card.
We help you reach them through clear guidance, practical tools, and education that strengthens communities — powered by Midland Pacific Finance Money Insights.
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